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Loan Type 15 Year Fixed 30 Year Fixed 40 Year Fixed 1 Year ARM 3/1 Year ARM 5/1 Year ARM 7/1 Year ARM 10/1 Year ARM Interest Only: 3/1 Year Interest Only: 5/1 Year Interest Only: 7/1 Year 20 Year Fixed Loan Amount Points All 0.000 0.000 - .500 .501 - 1.500 1.501 - 2.500 Down Payment 20 % 3.5% State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming  

	LOAN TYPE	APR	EST. PMT.

Loan Term 30 Year Fixed 15 Year Fixed 3/1 Year ARM 40 Year Fixed 20 Year Fixed 10 Year Fixed 5/1 Year ARM 7/1 Year ARM 1 Year ARM 30 Year FHA 30 Year VA 15 Year FHA 15 Year VA Loan Amount State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming  

	LOAN TYPE	APR	EST. PMT.

News

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  LOANS AND MORTGAGE ADVICE

  Freddie Mac and Fannie Mae Profits – What a Difference a Few Years Make!

  The government-controlled mortgage giant Freddie Mac and its sibling organization Fannie Mae are...

  The government-controlled mortgage giant Freddie Mac and its sibling organization Fannie Mae are making huge profits – just a few short years after having to borrow money from the federal government to stay afloat...

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  RENOVATING AND DECORATING

  The Top 4 Kids Room Renovations

  Kids’ rooms tend to get renovated more frequently than any other room in your home....

  Kids’ rooms tend to get renovated more frequently than any other room in your home. Although your children’s room renovations typically aren’t as involved as, say, a kitchen or a bathroom, they do happen a lot...

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  LOANS AND MORTGAGE ADVICE

  Rising Home Prices Should Lead to Higher Mortgage Rates

  As the hot summer months approach, more and more people will begin to check the weather forecast...

  As the hot summer months approach, more and more people will begin to check the weather forecast to see what the temperature is going to be. However, prospective homebuyers might want to also see if the mercury is rising in the...

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  RENOVATING AND DECORATING

  What is the Home Renovation Process Really Like?

  Home improvement shows on TV provide entertainment, but according to actual contractors, these...

  Home improvement shows on TV provide entertainment, but according to actual contractors, these programs don't always give an accurate portrayal on the home renovation process. In fact, builders say the TV projects are...

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  HOME BUYING, SELLING, RENTING

  What is an Invitation-Only Open House?

  If you are selling your home and you’re part of a Homeowners’ Association, you may...

  If you are selling your home and you’re part of a Homeowners’ Association, you may have quite a few hurdles to jump through. And if your home is worth a lot, there could be even more to worry about. In fact, homes...

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  LOANS AND MORTGAGE ADVICE

  Is a Hybrid Mortgage Right for You?

  Hybrid mortgages are an interesting alternative, especially when interest rates are high. But...

  Hybrid mortgages are an interesting alternative, especially when interest rates are high. But even though mortgage rates are hovering near record lows right now, you still need to understand the concept before you sign on the...

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  LOANS AND MORTGAGE ADVICE

  The Top 3 Ways to Avoid Mortgage Scams

  Thanks to the housing market crash, many people had to walk away from their home and their...

  Thanks to the housing market crash, many people had to walk away from their home and their mortgage, damaging their credit report. Others simply saw their credit scores plummet when the economy plummeted. Since banks have gotten...

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  HOME BUYING, SELLING, RENTING

  The Top 5 Home Buying Tips for a Low Local Inventory

  Across the nation, inventory for homes is at record lows. Realtors have been in working...

  Across the nation, inventory for homes is at record lows. Realtors have been in working overtime, trying to encourage homeowners to list their homes for sale. After all, hungry buyers are getting frustrated out there! Despite...

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  HOME BUYING, SELLING, RENTING

  The Top 5 Ways to Get a Great Price for Your Home

  It’s definitely a sellers’ market, and with bidding wars, builders’ lotteries,...

  It’s definitely a sellers’ market, and with bidding wars, builders’ lotteries, and buyers galore, lots of homeowners are getting great prices for their homes. In fact, many sellers are getting well-above their...

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  HOME BUYING, SELLING, RENTING

  The Ups and Downs of Florida's Foreclosures

  If you take a quick glance at the foreclosure numbers coming out of the state of Florida, you...

  If you take a quick glance at the foreclosure numbers coming out of the state of Florida, you might walk away feeling confused more than anything else! Numbers are up in some statistical categories, but have fallen in others, so...

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  HOME BUYING, SELLING, RENTING

  The Top 5 Questions You Probably Have About the Housing Market

  Whether you're looking to sell or hoping to buy, the housing market can be a tricky industry...

  Whether you're looking to sell or hoping to buy, the housing market can be a tricky industry to navigate because it’s always changing. If you've never bought or sold a home before – or if it's been several...

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  LOANS AND MORTGAGE ADVICE

  What Do New FHA Rules Mean for You?

  For the past few years, many Americans have been turning to government-backed mortgages to...

  For the past few years, many Americans have been turning to government-backed mortgages to purchase a home, but some new changes may reduce the number of borrowers who qualify for these types of loans. How did we get here...

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  HOME BUYING, SELLING, RENTING

  Atlanta Housing Market Makes Major Jump

  The weather isn't the only thing that's heating up in Atlanta these days. The local...

  The weather isn't the only thing that's heating up in Atlanta these days. The local housing market is red-hot once again! According to the latest S&P/Case-Shiller Home Prices report, home values in Atlanta were 16...

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  HOME BUYING, SELLING, RENTING

  Want to Buy a Home? You've Got to Win a Bidding War!

  The days of making an offer on a home and walking away if the seller didn't like your price...

  The days of making an offer on a home and walking away if the seller didn't like your price are over! Across the country, the real estate industry has shifted to a seller's market, with most homes receiving competing...

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  HOME BUYING, SELLING, RENTING

  Has Shadow Inventory Left Las Vegas for Good?

  Las Vegas was among the cities that were hit hardest by the housing market's collapse, but...

  Las Vegas was among the cities that were hit hardest by the housing market's collapse, but if there's any upside to that, it's that the steep falloff left plenty of room for growth and recovery in the future...

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  HOME BUYING, SELLING, RENTING

  South Florida Seeing Both Sides of Housing Spectrum

  Two housing reports released last week show that South Florida has residents on both sides of...

  Two housing reports released last week show that South Florida has residents on both sides of the housing market's struggle and subsequent recovery. The Center for Housing Policy takes an annual look at the challenges for...

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  HOME BUYING, SELLING, RENTING

  Are Lotteries the New Way to Buy a Home?

  Nothing says “sellers’ market” quite like a group of people crossing their...

  Nothing says “sellers’ market” quite like a group of people crossing their fingers and hoping that they come up lucky in their bid to buy a particular home – literally! The newest home buying trend these...

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  LOANS AND MORTGAGE ADVICE

  How Do You Find the Perfect Mortgage?

  Finding the perfect mortgage is almost as important – and almost as difficult – as...

  Finding the perfect mortgage is almost as important – and almost as difficult – as finding the perfect home! After all, a mortgage makes up a huge amount of money, and even with a low interest rate, you’re still...

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  RENOVATING AND DECORATING

  The Top 4 Renovations for Seniors

  The needs of senior homeowners tend to be much different than their younger counterparts....

  The needs of senior homeowners tend to be much different than their younger counterparts.  As people age, they are more inclined to want view their home as a place to live for the long haul. In fact, seniors will go the...

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  RENOVATING AND DECORATING

  The Top 5 Renovations That Don’t Pay Off

  People choose to renovate their homes for a variety of reasons… Some people want to do...

  People choose to renovate their homes for a variety of reasons… Some people want to do renovations so that they can enjoy their home while they are living in it, while others make upgrades to increase the value of their...

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  HOME BUYING, SELLING, RENTING

  Why Are Some Homes Stuck on the Market?

  In the current era of bidding wars and builders’ lotteries, it’s hard to imagine...

  In the current era of bidding wars and builders’ lotteries, it’s hard to imagine that there is a single home that would sit on the market for any length of time. After all, in some places, the housing inventory is so...

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  RENOVATING AND DECORATING

  The Top 5 Things Home Buyers Will Pay More For

  When you’re making upgrades to your home – especially with the intent of getting a...

  When you’re making upgrades to your home – especially with the intent of getting a good return on your investment – it’s important to know what buyers want and what they’re willing to pay more for....

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  HOME BUYING, SELLING, RENTING

  Boston Housing Inventory Was Low Before Bombings

  Anytime disaster strikes – either those caused by nature or man-made destruction, like the...

  Anytime disaster strikes – either those caused by nature or man-made destruction, like the horrific Boston Marathon bombings – the effects on the surrounding community are very damaging. History has shown us that the...

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  HOME BUYING, SELLING, RENTING

  Chicago Seeing Best Housing Numbers Since Crash

  Newly-released statistics show that the Windy City may be on its way towards housing recovery,...

  Newly-released statistics show that the Windy City may be on its way towards housing recovery, thanks to sales figures that we haven't seen since before the recession. According to a report just released by the Illinois...

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  LOANS AND MORTGAGE ADVICE

  The Ins and Outs of VA Loans

  If you are Active or Retired Military and considering purchasing a home, one type of financing...

  If you are Active or Retired Military and considering purchasing a home, one type of financing you should look into is the Veterans Affairs loans (or “VA loans”), which can be issued by qualified lenders. This type of...

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  RENOVATING AND DECORATING

  The Top 5 Safest Ways to Renovate Your Home

  Lots of homeowners believe that if they hire a contractor to perform their renovations, they...

  Lots of homeowners believe that if they hire a contractor to perform their renovations, they don’t have to worry about safety. But that’s definitely not the case! Unfortunately, a lot of contractors aren’t...

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  HOME BUYING, SELLING, RENTING

  The Top 6 Ways to Research a Neighborhood

  Wouldn’t it be great if the person you were buying your new home from let you know about...

  Wouldn’t it be great if the person you were buying your new home from let you know about all the major problems with the neighborhood around it – even before you even made an offer?!  In a perfect world, you...

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  HOME BUYING, SELLING, RENTING

  Even Appraisers Are Confident in Nation’s Housing Market

  Sometimes, the most frustrating part of the entire home buying and selling process is the...

  Sometimes, the most frustrating part of the entire home buying and selling process is the appraisal! If the appraiser estimates that the house is less worth than the listing price, the lender may tell the borrower that...

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  HOME BUYING, SELLING, RENTING

  How to Start a Bidding War for Your Home

  As we start to see the housing market recover, people are watching bidding wars becoming a...

  As we start to see the housing market recover, people are watching bidding wars becoming a common occurrence. Since the supply of homes for sale is so much smaller than the demand for homes, this trend is increasing by the day....

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  HOME BUYING, SELLING, RENTING

  New York's Housing Market Making Strides

  It's common knowledge that New York City's real estate industry has been surging in...

  It's common knowledge that New York City's real estate industry has been surging in recent months, but the Big Apple isn't the only part of the Empire State where the housing market is showing signs of recovery....