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Freddie-Mac-and-Fannie-Mae

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Freddie Mac and Fannie Mae Profits – What a Difference a Few Years Make!

The government-controlled mortgage giant Freddie Mac and its sibling organization Fannie Mae are making huge profits – just a few short years after having to borrow money from the federal government to stay afloat. During the financial crisis, both companies suffered huge losses due to risky mortgages, which led a government bailout for the two...

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Kids-room-renovation

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RENOVATING AND DECORATING

The Top 4 Kids Room Renovations

Kids’ rooms tend to get renovated more frequently than any other room in your home. Although your...

Home-prices-higher-mortgage-rates

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LOANS AND MORTGAGE ADVICE

Rising Home Prices Should Lead to Higher Mortgage Rates

As the hot summer months approach, more and more people will begin to check the weather forecast to see what...

Home-Renovation

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RENOVATING AND DECORATING

What is the Home Renovation Process Really Like?

Home improvement shows on TV provide entertainment, but according to actual contractors, these programs...

Home buying, selling, renting
  • Invitation-Only-Open-House

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    What is an Invitation-Only Open House?

    If you are selling your home and you’re part of a Homeowners’ Association, you may have quite a...

  • Home-buying-tips

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    The Top 5 Home Buying Tips for a Low Local Inventory

    Across the nation, inventory for homes is at record lows. Realtors have been in working overtime, trying to...

  • home-selling-tips

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    The Top 5 Ways to Get a Great Price for Your Home

    It’s definitely a sellers’ market, and with bidding wars, builders’ lotteries, and buyers...

  • florida-foreclosures

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    The Ups and Downs of Florida's Foreclosures

    If you take a quick glance at the foreclosure numbers coming out of the state of Florida, you might walk away...

  • Housing-market

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    The Top 5 Questions You Probably Have About the Housing Market

    Whether you're looking to sell or hoping to buy, the housing market can be a tricky industry to navigate...

  • Atlanta-housing-market

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    Atlanta Housing Market Makes Major Jump

    The weather isn't the only thing that's heating up in Atlanta these days. The local housing market is...

  • buying-a-home

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    Want to Buy a Home? You've Got to Win a Bidding War!

    The days of making an offer on a home and walking away if the seller didn't like your price are over!...

  • Las-Vegas-Shadow-Inventory

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    Has Shadow Inventory Left Las Vegas for Good?

    Las Vegas was among the cities that were hit hardest by the housing market's collapse, but if there's...

  • South-Florida-Housing

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    South Florida Seeing Both Sides of Housing Spectrum

    Two housing reports released last week show that South Florida has residents on both sides of the housing...

  • Lottery-buying

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    Are Lotteries the New Way to Buy a Home?

    Nothing says “sellers’ market” quite like a group of people crossing their fingers and...

  • housing-market

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    Why Are Some Homes Stuck on the Market?

    In the current era of bidding wars and builders’ lotteries, it’s hard to imagine that there is a...

  • boston-housing-market

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    Boston Housing Inventory Was Low Before Bombings

    Anytime disaster strikes – either those caused by nature or man-made destruction, like the horrific...

  • Chicago-real-estate

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    Chicago Seeing Best Housing Numbers Since Crash

    Newly-released statistics show that the Windy City may be on its way towards housing recovery, thanks to...

  • Neighborhood-research

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    The Top 6 Ways to Research a Neighborhood

    Wouldn’t it be great if the person you were buying your new home from let you know about all the major...

  • appraisers-confident-in-housing-market

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    Even Appraisers Are Confident in Nation’s Housing Market

    Sometimes, the most frustrating part of the entire home buying and selling process is the appraisal! If...

  • Bidding-war-for your-home.jpg

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    How to Start a Bidding War for Your Home

    As we start to see the housing market recover, people are watching bidding wars becoming a common occurrence....

  • New York's Housing Market

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    New York's Housing Market Making Strides

    It's common knowledge that New York City's real estate industry has been surging in recent months,...

  • The Top 5 Things You Need to Do Before Your Home Gets Inspected

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    The Top 5 Things You Need to Do Before Your Home Gets Inspected

    Many people make the mistake of thinking they are all set once they accept an offer on their home. But if you...

  • Can Buying a Home Improve Your Romantic Relationship?

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    Can Buying a Home Improve Your Romantic Relationship?

    You’ve probably heard about a slew of benefits that come with buying a home – but did you know...

  • California Home Sales

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    It’s a Strong Spring for Southern California Home Sales

    We’re finally getting a steady influx of positive news in the housing market. This spring season...

  • The Listing Language Buyers Are Most Likely to Love

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    The Listing Language Buyers Are Most Likely to Love

    A decade ago, just about every home listing you saw had certain keywords in it to attract the right attention...

  • The Top 3 Risks Today's Homebuyers Are Willing to Take

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    The Top 3 Risks Today's Homebuyers Are Willing to Take

    Buying a home is a competitive undertaking these days, with more qualified buyers scouring the market than...

  • Can You Afford a Home in Houston?

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    Can You Afford a Home in Houston?

    The housing market in Houston continues to thrive, as virtually every statistic used to determine the health...

  • Got Student Loan Debt? You're Less Likely to Buy a Home

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    Got Student Loan Debt? You're Less Likely to Buy a Home

    A new study by the Federal Reserve Bank of New York shows that members of America's younger workforce who...

  • The Top 5 Things Today’s Home Flippers Need to Know

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    The Top 5 Things Today’s Home Flippers Need to Know

    Flipping homes was a very lucrative business a few years ago, but then the trend became virtually extinct...

  • Will Bombings Affect Boston’s Housing Market?

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    Will Bombings Affect Boston’s Housing Market?

    Although one suspect in the Boston Marathon Bombing is now dead and the other has been captured, the damage...

  • Las Vegas Housing Market Becoming Less of a Gamble

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    Las Vegas Housing Market Becoming Less of a Gamble

    If you like to gamble, chances are you've been to Las Vegas! After all, the Las Vegas Strip is where...

  • Is Today's Housing Market Too Investor-Happy?

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    Is Today's Housing Market Too Investor-Happy?

    If you keep up with the news here on Realtypin.com, you know that we've spent a lot of time talking about...

  • What Do Economists Think of Housing Recovery?

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    What Do Economists Think of Housing Recovery?

    Every day we hear news pundits, politicians, newspaper columnists, and talk show hosts give their opinion as...

  • Can You Buy a Home That Isn’t for Sale?

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    Can You Buy a Home That Isn’t for Sale?

    It may seem like an odd question, but apparently, you can!  The shortage of homes on the market...

Loans and Mortgage Advice
  • Freddie-Mac-and-Fannie-Mae

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    Freddie Mac and Fannie Mae Profits – What a Difference a Few Years Make!

    The government-controlled mortgage giant Freddie Mac and its sibling organization Fannie Mae are making huge...

  • Home-prices-higher-mortgage-rates

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    Rising Home Prices Should Lead to Higher Mortgage Rates

    As the hot summer months approach, more and more people will begin to check the weather forecast to see what...

  • Hybrid-Mortgage

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    Is a Hybrid Mortgage Right for You?

    Hybrid mortgages are an interesting alternative, especially when interest rates are high. But even though...

  • mortgage-scams

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    The Top 3 Ways to Avoid Mortgage Scams

    Thanks to the housing market crash, many people had to walk away from their home and their mortgage, damaging...

  • fha-loans

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    What Do New FHA Rules Mean for You?

    For the past few years, many Americans have been turning to government-backed mortgages to purchase a home,...

  • Find-a-perfect-mortgage

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    How Do You Find the Perfect Mortgage?

    Finding the perfect mortgage is almost as important – and almost as difficult – as finding the...

  • VA-loans

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    The Ins and Outs of VA Loans

    If you are Active or Retired Military and considering purchasing a home, one type of financing you should...

  • Mortgage Rate Predictions

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    What Are Mortgage Rate Predictions Worth?

    Mortgage interest rates remain near all-time lows, but have slightly increased in recent months. That's...

  • The Top 3 Things You Need to Know About Today's Mortgage Rates

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    The Top 3 Things You Need to Know About Today's Mortgage Rates

    New statistics released by one of the nation's most well-known lenders show that mortgage rates are...

  • Should You Pay Down Your Mortgage or Refinance?

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    Should You Pay Down Your Mortgage or Refinance?

    Everyone in America lived through the housing crisis. Even if you didn't lose your home due to...

  • obama-housing-plans.jpg

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    Obama Housing Plans Create Controversy

    The Obama administration is worried that too many would-be home buyers are being left behind in the housing...

  • Green Homeowners get lower Mortgage Rates

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    Should “Green” Homeowners Get Lower Mortgage Rates?

    When lenders decide on a mortgage rate, there are many factors they take into consideration – all with...

  • Mortgage stress

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    How Do You Deal with Mortgage Stress?

    Mortgages can be a huge financial strain, which is why so many people suffer from mortgage stress. Even if...

  • All cash home buyer

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    The Top 5 Ways to Beat An All-Cash Home Buyer

    You may think that the only way to beat an all-cash buyer is to bid much higher on your dream home. Although...

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    What's Life Like for Today's Boomerang Buyers?

    If at first you don't succeed, try again! That seems to be the personal motto for today’s boomerang...

  • Will Mortgage Rates Rise

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    Will Mortgage Rates Rise Like Home Prices Have?

    There's no doubt that home prices around the country have risen in recent months, thanks in large part to...

  • How Hard is it to Get a Mortgage

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    How Hard is it to Get a Mortgage These Days?

    If you're considering buying a home – but aren't sure if you'll qualify for a mortgage...

  • Conforming Mortgages

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    The Ins and Outs of Conforming Mortgages

    In the 1970s, Fannie Mae partnered with Freddie Mac, and the two Government Sponsored Enterprises teamed up...

  • 10 year Mortgage

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    Should You Opt for a 10-Year Mortgage?

    If you are considering buying a new home, all of the mortgage options and terms out there may feel a little...

  • Downpayment Help

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    Downpayment Help

    In years past, you could get a mortgage approval with little to no down payment. But after the housing market...

  • short sale

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    Short Sales | The Top 3 Reasons Why Short Sales are Popular

    A quick glance at recent data shows that the number of homes that end up in foreclosure is declining across...

  • Interest Only Mortgages

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    Interest Only Mortgages | What You Need To Know

    The same type of mortgage that pushed many homeowners into foreclosure during the housing crisis is becoming...

  • New York mortgages

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    Are Sandy Victims Getting Unfair Mortgage Pressure?

    When Hurricane Sandy hit the East Coast back on October 29th, people were killed, homes were destroyed,...

  • Seniors with to much debt

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    More Retirees Facing Housing Debt

    Even though the recession is getting smaller and smaller in the rear-view mirror, recent studies have shown...

  • Homeowner Tax Deductions

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    Homeowner Tax Deductions You Need to Know

    Homeowners – Do You Know How to Handle Your Taxes? - A house is more than simply a place to live. It...

  • Get a Mortgage After Your Identity Has Been Stolen

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    How Can You Get a Mortgage After Your Identity Has Been Stolen?

    How Can You Get a Mortgage After Your Identity Has Been Stolen? - Financial security experts will tell you...

  • Mortgages

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    Mortgages | The Top 4 Things Sellers Need to Know About Today’s Mortgage Market

    Most people who are selling their homes think they don't need to know a lot about the mortgage industry....

  • Buy a cheap home

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    How Do You Buy a Home on a Tiny Budget?

    If you are a first time home buyer, or simply in the process of buying a new home for the first time in...

  • mortgage closing

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    Mortgage Closings | How to Have a Smooth Mortgage Closing

    The Top 4 Ways to Have a Smooth Mortgage Closing - After you’ve found the home of your dreams, the last...

  • How Will Sequestration Affect the Housing Market?

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    How Will Sequestration Affect the Housing Market?

    The most popular word on the U.S. Senate floor these days is “sequestration”, but what does it...

Renovating and Decorating
  • Kids-room-renovation

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    The Top 4 Kids Room Renovations

    Kids’ rooms tend to get renovated more frequently than any other room in your home. Although your...

  • Home-Renovation

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    What is the Home Renovation Process Really Like?

    Home improvement shows on TV provide entertainment, but according to actual contractors, these programs...

  • renovations-for-seniors

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    The Top 4 Renovations for Seniors

    The needs of senior homeowners tend to be much different than their younger counterparts.  As people...

  • Renovations-that-don't-pay-off

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    The Top 5 Renovations That Don’t Pay Off

    People choose to renovate their homes for a variety of reasons… Some people want to do renovations so...

  • top-home-renovations

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    The Top 5 Things Home Buyers Will Pay More For

    When you’re making upgrades to your home – especially with the intent of getting a good return on...

  • Home-renovation-Tips

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    The Top 5 Safest Ways to Renovate Your Home

    Lots of homeowners believe that if they hire a contractor to perform their renovations, they don’t have...

  • The Top 4 Ways to Create a Relaxing Bedroom

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    The Top 4 Ways to Create a Relaxing Bedroom

    Your bedroom should be your oasis – a place where you can get away, relax, and de-stress. Unfortunately...

  • Homeowners are Motivated to Tackle Renovations

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    Homeowners are Motivated to Tackle Renovations

    Whether it is from the improving economy, the improvement in the housing market, or a chance to finally spend...

  • The Top 3 Ways to Make Your Home Renovations Run Smoothly

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    The Top 3 Ways to Make Your Home Renovations Run Smoothly

    Home renovations are almost synonymous with Murphy’s Law. The old adage, “Everything that can go...

  • The Top 4 Ways to Make Your Living Room Look Bigger

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    The Top 4 Ways to Make Your Living Room Look Bigger

    In most cases, the living room is the focal point of the entire house. It’s a place where you entertain...

  • Green Home renovations

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    The Top 4 Reasons to Make Your Home Renovations Green

    It seems like everywhere you go these days, you hear the phrase” going green”. Going green is...

  • How Important is Light to Your Home?

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    How Important is Light to Your Home?

    The lighting in your home is probably not something you think about until something is wrong with it. ...

  • NYC Buyers

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    NYC Buyers Searching for Fixer-Uppers

    Housing inventory is tight across the country, but it's even worse in “The City That Never Sleeps...

  • Home Renovations That Can Give You a Headache

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    Home Renovations That Can Give You a Headache

    The Top 4 Home Renovations That Can Give You a Headache One of the best parts about owning your home is...

  • Renovate Your Home

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    Renovate Your Home without Getting Overwhelmed

    Taking on home renovations is a fun, but stressful, time. The anticipation of the final product is exciting,...

  • Home Renovations

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    Home Renovations to Boost Your Mood

    If you are considering a home renovation, there are typically renovations that you want to make versus...

  • Is Your Home Green Enough

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    Is Your Home Green Enough to Attract Buyers?

    These days, everyone is trying to cut back on their spending, and one of the easiest ways to save some green...

  • Housing market is on fire

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    Hotter Housing Market Leads to More Home Renovations

    The phones of home builders and remodelers have been ringing off the hooks recently, but none of them are...

  • scents for your home

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    Home Staging | The Top 4 Scents That Will Make Your Home More Appealing

    Most home sellers know the basics of attracting buyers, but in the past few years, people have gotten even...

  • easy ways to home stage

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    Home Staging | The Top 5 Easiest Ways to Stage Your Home

    Staging your home is a very important part of the selling process. After all, it’s important that your...

  • Can Your Mortgage Pay For Your Home Renovations?

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    Can Your Mortgage Pay For Your Home Renovations?

    Trying to find the money to buy a home and make renovations to it can be frustrating. After all, many lenders...

  • Tax Refund Renovations

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    Renovations You Should Spend Your Tax Refund On

    The Top 5 Home Renovations You Should Spend Your Tax Refund On - It’s that time of year again, and if...

  • Spring Renovation Ideas

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    Spring Renovation Ideas

    Get Outside and Embrace Spring with These Home Renovation Ideas - After being cooped up all winter –...

  • Save Money on Your Home Renovations

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    How To Save Money on Your Home Renovations

    Are You Overspending on Your Home Renovations? - If you're like most other homeowners, anytime you spend...

  • Money Saving renovations

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    Renovations That Save Money on Your Taxes

    The Top 4 Home Renovations to Save Money on Your Taxes - When most homeowners decide to renovate, it's...

  • How the Recession Changed Home Renovations

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    How the Recession Changed Home Renovations

    The Top 3 Ways the Recession Changed Home Renovations - The economy continues to gain steam, and more...

  • Is a Security System the Best Home Renovation?

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    Is a Security System the Best Home Renovation?

    Is a Security System the Best Home Renovation? - When people think of adding value to their home, they...

  • Home Warranty Insurance

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    Home Warranty Insurance

    The Top 4 Reasons to Get Home Warranty Insurance - If you're in the process of buying or selling a home,...

  • Tornado Proof Your Home

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    Tornado Proof Your Home!

    The Top 3 Home Renovations to Protect Against Tornadoes - The U.S. experienced 928 documented tornadoes in...

  • How to Create the Perfect Master Suite

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    How to Create the Perfect Master Suite

    How to Create the Perfect Master Suite - Master Suites are quickly becoming a hot commodity in the real...

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